Dzen Realty | South Windsor Real Estate, Ellington Real Estate, East Windsor Real Estate


WELCOME HOME! Spectacular 4/5 Bedroom Colonial with 4-full Baths! Beautiful wideboard wood floors enhance most rooms. As you enter, there is an office/possible 1st floor bedroom to your left (or perfect for an inlaw) - a formal living room to the right. On your way to the kitchen you pass by a 1st flr full bath. The kitchen, w/adjoining dining room for Holiday gatherings, features oak cabinets, ample granite counters, a large pantry plus tons of recessed lighting. All overlooking an eating area with a cozy wood burning fireplace, surrounded by builtin bookshelves & sliders to a large deck for entertaining. The warm & inviting family room is anchored by a floor to ceiling brick wall & wood burning stove complimented by custom wood builtins along with an atrium door to the deck. Walk up 7 steps to one of two Master Bedroom suites. This 17x13 designer MBR suite features a bay window, huge walk in, custom designed closet & a dream master bath featuring a jacuzzi plus an oversized shower & elegant white cabinetry. Town sq ft records do not include the MBR suite. The second floor includes a 2nd MBR suite with ample closets & full bath & two other bedrooms serviced by their own full bathroom. A newly carpeted room in lower level is perfect for an office. Quality Anderson windows. Efficient gas Furnace -2 yrs, Water heater-5 months, Driveway-2 yrs, Roof-15 yrs. Central air, attached 2-c gar. On a large culdesac - perfect for bikes, skateboards & just playing!!

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Buying a home represents a dream come true for many individuals. However, to transform this dream into a reality, you'll likely need to qualify for a mortgage.

Finding the right mortgage may seem difficult, particularly for a first-time homebuyer. Fortunately, we're here to help you make sense of all of the mortgage options at your disposal so you can select the right option based on your budget and lifestyle.

Here's a closer look at three of the most common mortgage options for homebuyers.

1. Fixed-Rate

With a fixed-rate mortgage, there are no cost fluctuations. This means that you'll pay the same amount each month for the duration of your mortgage, regardless of economic conditions.

For example, if you sign up for a 15- or 30-year fixed-rate mortgage, you'll wind up paying the same amount each month until your mortgage is paid in full. In some instances, you may even be able to pay off your mortgage early without penalties.

A fixed-rate mortgage often serves as a great option for those who don't want to worry about mortgage bills that may fluctuate over the years. Instead, this type of mortgage guarantees that you'll be able to pay a consistent monthly amount for the life of your loan.

2. Adjustable-Rate

An adjustable-rate mortgage represents the exact opposite of its fixed-rate counterpart. The costs associated with this type of mortgage will change over time, which means you may wind up paying a fixed interest rate for the first few years of your loan and watch this rate go up a few years later.

For instance, a 5/1 adjustable-rate mortgage means that your interest rate is locked in for the first five years of your loan. After this period, the interest rate will adjust annually. Therefore, a rising interest rate may force you to allocate additional funds to cover your mortgage costs in the future.

An adjustable-rate mortgage may prove to be a viable option if you plan to live in a home for only a short amount of time. Or, if you're a college student or young professional, an adjustable-rate mortgage may help you pay less for a home now, secure your dream job and become financially stable by the time your initial interest rate period ends.

3. VA Loans

The U.S. Department of Veterans Affairs (VA) provides loans to military service members and their families. These loans are backed by the government and enable individuals to receive complete financing for a house. Thus, with a VA loan, an individual is not required to make a down payment on a house.

If you ever have concerns or questions about mortgage loans, banks and credit unions are available to help. Also, your real estate agent may be able to offer mortgage insights and tips to ensure you can secure a mortgage quickly and effortlessly.

Learn about all of the mortgage options that are available, and by doing so, you can move one step closer to buying a home that matches your budget and lifestyle.


82 Saddle Back Drive, South Windsor, CT 06074  

Residential
$357,500
Price
9
Total Rooms
4
Bedrooms
4
Baths
WELCOME HOME! Spectacular 4/5 Bedroom Colonial with 4-full Baths! Beautiful wideboard wood floors enhance most rooms. As you enter, there is an office/possible 1st floor bedroom to your left (or perfect for an inlaw) - a formal living room to the right. On your way to the kitchen you pass by a 1st flr full bath. The kitchen, w/adjoining dining room for Holiday gatherings, features oak cabinets, ample granite counters, a large pantry plus tons of recessed lighting. All overlooking an eating area with a cozy wood burning fireplace, surrounded by builtin bookshelves & sliders to a large deck for entertaining. The warm & inviting family room is anchored by a floor to ceiling brick wall & wood burning stove complimented by custom wood builtins along with an atrium door to the deck. Walk up 7 steps to one of two Master Bedroom suites. This 17x13 designer MBR suite features a bay window, huge walk in, custom designed closet & a dream master bath featuring a jacuzzi plus an oversized shower & elegant white cabinetry. Town sq ft records do not include the MBR suite. The second floor includes a 2nd MBR suite with ample closets & full bath & two other bedrooms serviced by their own full bathroom. A newly carpeted room in lower level is perfect for an office. Quality Anderson windows. Efficient gas Furnace -2 yrs, Water heater-5 months, Driveway-2 yrs, Roof-15 yrs. Central air, attached 2-c gar. On a culdesac - perfect for kids on bikes, skateboards & just playing!!


3 Wild Life Trail, South Windsor, CT 06074  

Residential
$349,900
Price
6
Total Rooms
2
Bedrooms
2
Baths
Enjoy spectacular sunsets and fantastic fall foliage views from one of 2 trex decks or from the enclosed sun porch in this luxury 55 home at Riverwalk of South Windsor. 9 ft ceilings throughout and hardwood floors in the living & dining rooms, kitchen and hallway. The spacious living room with gas fireplace and french door to the sunroom is perfect for entertaining with more than ample space for all your guests! A grand dining room with tray ceiling opens to the kitchen with granite, SS appliances, quality soft close cabinetry and sliders to one of the 2 trex decks. The master bedroom has a tray ceiling, a large walkin closet, a full bathroom with tile floors, tub and walkin shower with glass doors. French doors off the master lead to the 2nd trex deck with retractable awning. The 2nd bedroom with bay window has lots of natural sunlight. The den with french doors could serve as a 3rd bedroom or guest room. The main full bath has tiled floors & a tub shower with glass doors. A separate laundry room is spacious with a sink and plenty of room for hanging clothes. A finished staircase leads to an expansive walkout basement with a large cedar closet. There is endless potential in the basement which is already plumbed for a future bathroom and second kitchen and the ductwork is in place for heat and A/C. This 2/3 bedroom end unit includes a 2 car garage, central air and central vac.


3 Wild Life Trail, South Windsor, CT 06074  

Residential
$349,900
Price
6
Total Rooms
2
Bedrooms
2
Baths
Enjoy spectacular sunsets and fantastic fall foliage views from one of 2 trex decks or from the enclosed sun porch in this luxury 55 home at Riverwalk of South Windsor. 9 ft ceilings throughout and hardwood floors in the living & dining rooms, kitchen and hallway. The spacious living room with gas fireplace and french door to the sunroom is perfect for entertaining with more than ample space for all your guests! A grand dining room with tray ceiling opens to the kitchen with granite, SS appliances, quality soft close cabinetry and sliders to one of the 2 trex decks. The master bedroom has a tray ceiling, a large walkin closet, a full bathroom with tile floors, tub and walkin shower with glass doors. French doors off the master lead to the 2nd trex deck with retractable awning. The 2nd bedroom with bay window has lots of natural sunlight. The den with french doors could serve as a 3rd bedroom or guest room. The main full bath has tiled floors & a tub shower with glass doors. A separate laundry room is spacious with a sink and plenty of room for hanging clothes. A finished staircase leads to an expansive walkout basement with a large cedar closet. There is endless potential here as the basement is plumbed for a future bathroom and second kitchen, and ductwork is in place for a/c and heat. This 2/3 bedroom end unit includes a 2 car garage, central air and central vac.